How to Start Your Fred Loya Insurance Claim with Executive Auto Body
- File your claim with Fred Loya Insurance. You can do this online, through their app, or by calling their claims line.
- Get your claim number. Write it down, you'll need it.
- Bring your vehicle (or send photos) to us. Submit a free virtual estimate or stop by, 118 W Nugent St., Lancaster, CA.
- We handle the rest. Adjuster coordination, parts authorization, supplements, rental coordination, billing. You don't have to do any of it.
About Fred Loya Insurance and Your Repair
Fred Loya Insurance is one of the largest non-standard auto insurers in California. Many large chain body shops avoid Fred Loya claims because the carrier writes tight estimates and is slow on supplements. We take Fred Loya every day. We know how to document damage thoroughly and push for appropriate scope.
If you have Fred Loya and have been turned away by another shop, bring your claim to us, we'll work it.
You Always Have the Right to Choose Your Body Shop
California Insurance Code §758.5 makes it illegal for an insurance company to require you to use a specific shop. Fred Loya Insurance can recommend, but they can't require. You have the legal right to bring your repair to Executive Auto Body & Paint, and we strongly recommend you do.
Why? Because we work for you, not the insurance company. When the carrier wants to use cheaper aftermarket parts on safety components, we push back. When the initial estimate underscopes the damage, we document and supplement. When the insurer wants to rush a paint job, we say no.
What If My Repair Costs More Than the Initial Estimate?
Initial insurance estimates are usually written from a quick photo review and rarely capture the full damage. After we tear down your vehicle, we almost always find additional damage that wasn't visible in the original estimate. That's normal, it's called a supplement.
We document the additional damage with photos and submit the supplement to Fred Loya Insurance. They review and authorize. You don't pay more out of pocket as long as the additional damage is covered by your policy (which it almost always is, since it's part of the same accident).
Why Lancaster Drivers Choose Executive
We are the highest-rated body shop in the Antelope Valley on Google. We back every repair with a lifetime workmanship guarantee. We have on-site rental cars so you're never stranded. And we work with every insurance company in the country, including Fred Loya Insurance, and 30+ others on our all-carriers page.
You Have the Right to Choose
Remember: California Insurance Code §758.5 gives you the right to choose your own body shop. You don't have to use the shop Fred Loya Insurance recommends. The claim, the coverage, and your warranty rights are identical regardless of which licensed shop you choose. Learn more about why customers choose us over Direct Repair Program shops →
Financing available. Cover your Fred Loya Insurance deductible with payment plans through Sunbit or EasyPay. Read more about financing options →